What is the reason we are unable to keep ourselves on track financially? Most women I have spoken with say it has to do with accountability. Here are 3 tips I have found for staying accountable when it comes to spending money. 1. Impose a 24 hour rule – don’t make impulse purchases. This is… Read More 3 Tips for Budget Accountability
When it comes to a budget, I truly believe that the simpler you can keep it the better. Many times people seem to overcomplicate and get overwhelmed when looking at spreadsheets and graphs. While there is software that is meant to make things easy to manage, I find that it is best to use paper… Read More 50-20-30
May is almost over. June is a pretty busy month for my family and I’m not sure I’m truly looking forward to it. Preschool graduation, dance recitals, fathers day, Childrens Sunday at church, my moms birthday, my daughters birthday, lots of running and spending. My husband and I try very hard to make sure we… Read More Holidays Are Fast Approaching
Did you know the average car payment is about $500 month? That the average car loan is for $30,000? And the average loan term is over 5 years? Those statistics can easily be found online but those figures are pretty disconcerting. There are many (MANY) articles (not even kidding – Google it) that suggest that… Read More Auto financing 101
Ralph Marston wrote, “Every time you interact with someone else, you have the opportunity to give that person some kind of value. Whether it is a thing, or a thought, a gesture or a kind word, the most powerful gifts are those that come straight from the heart.” Isn’t that a beautiful thought? And it’s… Read More A Beautiful Thought
Many times people fail to create a budget simply because they don’t understand the importance of having one and because they feel it’s overly complicated. Creating a budget doesn’t have to be complicated though. In fact, it can be very simple. You need to know what a budget does first. And a budget has… Read More It’s Complicated
