Budget, Giving, Gratitude

A Beautiful Thought

Ralph Marston wrote, “Every time you interact with someone else, you have the opportunity to give that person some kind of value. Whether it is a thing, or a thought, a gesture or a kind word, the most powerful gifts are those that come straight from the heart.” Isn’t that a beautiful thought?  And it’s… Read More A Beautiful Thought


It’s Complicated

Many times people fail to create a budget simply because they don’t understand the importance of having one and because they feel it’s overly complicated.  Creating a budget doesn’t have to be complicated though.  In fact, it can be very simple.   You need to know what a budget does first.  And a budget has… Read More It’s Complicated