Financial Goals, Mindset


One of the things I love about summer is the fact that if you have kids and aren’t working full time, you can be as relaxed or as over-scheduled as you choose to be.  During the school year there is a very definite rhythm to our home thanks to school, dance classes, art classes and… Read More Summertime

Financial Goals

Goals Require Action

Just like a budget requires action. You can create goals or a budget but unless you actually take steps toward reaching your goals or move money to various accounts, you will make little headway. So how do we break down a goal to make it achievable? How do we create a budget that isn’t overwhelming?… Read More Goals Require Action

Budget, Financial Goals


There are several ways to create goals but one of the best ways is to use the SMART method.   It allows you to create manageable goals that can be broken down into actionable steps. So what does SMART stand for? Specific – What exactly what is to be done with the money involved? Measurable… Read More SMART

Budget, Financial Goals


When it comes to a budget, I truly believe that the simpler you can keep it the better. Many times people seem to overcomplicate and get overwhelmed when looking at spreadsheets and graphs. While there is software that is meant to make things easy to manage, I find that it is best to use paper… Read More 50-20-30

Financial Goals

2018 is here

It’s hard to believe that it’s January but it is! Do you look upon the new year as a new start? Do you make resolutions and vow to change habits and do things differently from last year? I used to make resolutions until I realized that I never achieved them. Part of the problem with… Read More 2018 is here