When I worked as a loan officer, there were a number of different factors I had to take into account before I could give someone a loan. I not only had to look at their credit report or their FICO score, I had to look at their full financial picture. How much money did they… Read More Why is it important to have your Credit in order?
There are 44.2 million Americans with student loan debt. Unbelievable, right? I, thankfully, graduated with very little debt for my 4 year out-of-state private college. I had $15000 in Federal student loans and I was able to consolidate them into an extremely low rate (like under 5%) for 15 years as soon as I graduated. My… Read More Are student loans worth it?