When it comes to money, do you fear not having enough? Do you fear that if an emergency happens you won’t be able to afford it? What causes that fear? Why do you feel afraid? I have always joked that I needed an emergency fund for my emergency fund. Not funny but kind of true.… Read More Fear, Money and Grace
There are 44.2 million Americans with student loan debt. Unbelievable, right? I, thankfully, graduated with very little debt for my 4 year out-of-state private college. I had $15000 in Federal student loans and I was able to consolidate them into an extremely low rate (like under 5%) for 15 years as soon as I graduated. My… Read More Are student loans worth it?
Planning for retirement is a necessity. It is going to happen, like it or not. You are getting older and that in itself is a reason to begin thinking about the process of saving for retirement if you haven’t. Most employers offer a 401(k) or retirement program. Depending on the company, they may even match… Read More Planning for Retirement
I was running late and wanted to grab a shower before taking my middle daughter to school. I had just worked out and had a million errands to run. I needed to throw some laundry into the washer and run the dishwasher since we hadn’t run it overnight. I started the shower and put my… Read More Are You Prepared for an Emergency?