Privacy policy

PRIVACY POLICY: Stacy L. Smith, A.K.A. Credit Savvy Diva, never sells or provides any of your contact information to outside companies. When you provide your email address and name, that information is kept on file through an email server at and you can opt out of these emails at any time by clicking “unsubscribe” at the bottom of each email.

I am the only one who has access to these email addresses and I am the only one who will be emailing you each month to send you the newsletter.

My Privacy Policy
I have every intention of protecting your privacy. I want to help you, not spam you with email every time you turn around. I don’t have time for that and neither do you.

Respecting the privacy and the security of your personal information is important to me. I realize that providing me with personal information is an act of trust. Please take a moment to read this policy through, just so we’re on the same page.

Collected Information
In certain instances, you may be asked to provide personal information on this site. This information is for administrative purposes only. I will send you a newsletter, to contact you if you initiate contact with me or to PayPal invoice you if you decide to work with me. But, I will never sell this information or provide this information to someone else. This personal information will be stored through and you can unsubscribe from this mailing list at any time by replying to the email or by clicking the link at the bottom of the email provided.

Non-personally identifiable information may be collected by our web-based tools for the purpose of online advertising and is completely anonymous. This information may include such information as your IP address, date and time of visit, domain type, and their activity on our website. None of this information, individually or grouped together, can be traced back to you as an individual. And honestly, I’m not even sure I would have any idea how to use this information in any way other than to assess if my website is actually being helpful or not.

In web language, a cookie is used to store data on a computer’s hard drive. Almost all websites utilize cookies to one extent or another. Some of our web-based tools utilize cookies. These cookies only collect and utilize non-personally identifiable information.

Use of Information
We do not use your information for any purpose without your consent. Your information will not be accessible to anyone other than me. This information is specifically used to provide you with services you have requested and is not redistributed in any way. I won’t sell your information to any spammers and clutter up your inbox – that’s a promise!

I make every effort to keep you informed of our own special events, news and offers. I may periodically send announcements via email, but probably not very often. If you do not wish to be contacted by me, simply click on the unsubscribe link found at the bottom of the email newsletter.

Note: I will have to hand over the information you provide if ordered to do so by a court of law. But, that shouldn’t happen right?

I will do my best to keep your information private. You will never have to provide your credit card information or anything other than your name and email address on this website. If you want to work directly with me, I will send you a PayPal link or an Acuity link to collect any agreed payment – I DO NOT WANT YOUR CREDIT CARD INFO. Not sure how much clearer I can get on that.

I use vendors that specialize in providing secure online payment solutions. None of your payment information can be accessed via the internet. I love to shop online but I’d be annoyed if that information ever got compromised so I only use apps that I think will do a great job in making sure you are protected.

Please contact us if you have any questions or concerns about our privacy policy by contacting us at:
Stacy L. Smith
71 Mill Street
Middleton MA 01949

I hope this is helpful. I have no idea if it’s GDRP compliant. I tried. But honestly, I don’t understand half of it. If you are from the EU and you don’t want to receive emails from me, you can click the unsubscribe link at any time. You can email me. You can just tell me – I don’t want this anymore.

I’m cool with that.

PS – here’s the Mail Chimp privacy policy outlined for you, in case you’re curious.
MailChimp has updated its Privacy Policy and Terms of Use, effective May 23, 2018. These changes were made primarily in preparation for the EU’s new data privacy law, the General Data Protection Regulation (GDPR).

With these updates, MailChimp reaffirms its commitment to safeguarding the personal data of our members, contacts, and anyone who visits our websites. MailChimp has three core privacy principles: accountability through awareness, empowering individuals, and protecting and safeguarding information. We embrace privacy by design, which means our teams actively design and build features with privacy considered alongside innovation and functionality.

Here are some highlights of the changes we’ve made:
We restructured our Privacy Policy to present three primary audience groups with the information that’s most relevant to each. These groups are members (like yourself), your contacts, and website visitors. This policy will also inform these groups on how they can exercise their rights under the GDPR and control the use of their personal information through our services.
If you, or your use of MailChimp, are subject to EU data protection law (including the GDPR), we’ve updated your obligations when using MailChimp to reflect the new requirements under the GDPR.

We’ve reaffirmed MailChimp’s commitment to the responsible collection, use, transfer, disclosure, and management of your personal information.

We encourage you to take the time to review our revised Privacy Policy and Terms of Use. By continuing to use MailChimp on or after May 23, 2018, you acknowledge our updated Privacy Policy and agree to our updated Terms of Use.

As our company grows and evolves, we’ll continue to focus on strengthening and improving our privacy practices and tools, for the benefit of our members, contacts, and website visitors.

Updated May 2018